- ΪԺѧΪȫΣĽ
- ʱ䣺2008-11-15ϢԴվԭ壺[ С]
1113պ14ѧ®ģⷨͥҡ߲ѧ̹ѧԺڽΪԺѧӳһַʡĽһִ̼ͨĽξĽΣפȥܽᣬȥ˼ȥ֡ĿǣThe Global Financial Crisis: Causes, Lessons, and ReflectionsΧƵ硸ӡǧĽչ
ȣϸⳡΣĵ——δΣγɵʷüԽʲ֤ȯÿϸڣУѧǶʵеĽڽһ۶ָԵʶ
ţڷ˴δΣĺӦ——ȫΣ˭ӦΪϯȫĽںХΣͶߣծߣ ڻǼߡعνΣһϵоٴ룺Bear StearnsĻָʹչFannie Mae Freddie MacĿңLehman Brothers֮Լղֻʳ̨Emergency Economic Stabilization 2008ʱӦԸͻΣʱѾأ˾ǽάȵΡʹ侳鵽νڿܽ˼ܻӦЩЧĸĽ
First, loans should not be made based on the expected appreciation.
Second, interest rate should not be kept too low for too long.
Third, limits should be placed on leverages.
Fourth, regulations should delay vesting of performance bonus.
ԼܽȫĹĭȱ˥ˣΣڸ˼磺“гĭIJǷԱ”“ԤгDZ”“ڴӦǿӹ”ȵȡ
ڵĽ鱾֪ʶ֪ʶͿ֪ʶϣΪͬѧǷ⡢ṩ˼õĵ䷶
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